Answers
Questions with real answers.
Each of these is a thing people are told is fiddly, or not possible, or a weekend of YAML. Every page here gives you the do-it-yourself route properly — the actual endpoints, the actual config — says what that route costs to live with, and then names the app that already does it. If the manual version suits you better, take it.
How do I get my Lunch Money balances into Home Assistant?
Two ways: a REST sensor you write yourself, or an integration that does it. Both are laid out here.
Ends up at Lunch Money for Home Assistant
How do I get my iPhone step count into Home Assistant?
The official Companion app may already do it. Here is what it gives you, what a shortcut gives you, and where both fall short.
Ends up at Steps Into HA
Is there a journal app with no account and no subscription?
Yes, several, including one Apple gives you. Here is what each of them costs you and where they stop.
Ends up at Day and Night Journal